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Well in 49 years 3.9 million might only mean around 100k.
bro we want to live it now not until we get 67
Until the market tanks, steals all your interest, plus a big chunk of your principal investment, and leaves you with nothing to your name 11 years from retirement – and yes, it happened twice in last 20 years and looks like it will happen again within the next three years.
At the age of 70 you are sick and supposing that you never gonna need your savings in your entire life while just working and never spending
And assuming stocks never gonna crash for 70 years
And assuming you are gonna live 70 years
Yeah you can buy a house with that
Sadly we dont live in a dream and inflation does exist
By that time it wont be worth a dime.. considering our stupid actions xD
And that would have me one cup of coffee. Due to inflation.
By that time that millions will be like a thousand
I understand what point you're trying to make, but these are unreasonable assumptions. I also understand that there are people who will take this completely at face value, and because of that this feels like you are intentionally misleading people
How about 100 or 250€ ?
Why would you want 3mill @67??? To pay for medical bills when you can’t even get in and out of your super sport convertible car? wrong mind set, life is too short, enjoy it every minute of it.
And then you become too old to enjoy spending it.
My man is not aware that rent is 50% of most people's income right now, and groceries are 20%-30% of your takehome. Doesn't leave much room to pay the gas bill, let alone play in the stock market.
Retire in only 50 years!!!!
Wow great you get to work your entire life and save most of your expendable money on savings and not do anything else.
Yeah compound interest is great but i hate how so many YouTubers say "oh let's pretend you're a robot that doesn't want to buy expensive things and never wants to go on vacation, if you just save a hefty portion of your money every month, then when you're old and can't do anything you are a millionaire "
Let say the market crashes when this person is 30 and they can’t contribute for 10 years or they withdraw from their retirement earlier to survive. All this is risk. I rather have a degree than not…
But you need to remove inflation. Inflation also compounds
Let’s say that I have to take debt because working I still struggle to pay my rent. 👍🏻
Ps: Who the f gets 35K / year? Sign me up
So you just have to live in a box for 49 years and then you'll have 4million
With what kind of investment now you can invest as a nobrainer and has a 9% return…
The ripe age of 67 where I don't even have the strength to do what I want anymore.
Something doesn’t seem right about this..
“Not accounting for inflation” bruh inflation literally negates that annual interest right now
The stock market doesn't work like that
$35,000 with no degree and no experience 😂. That 35k isn't even taxed according to your math smfh 😂
I am doing that but $3.9 million in 40 years will be like $1million now.
Yeah, if the market continues to grow and if you don’t factor inflation.
Stop giving "investment" tips on the stock market… crash waiting to happen
is this based on someone getting a graduate salary for 49yrs?
I might be able to buy a shed in California with all that money
Who tf wants 3million when they are in their death bed. I want financial FREEDOM NOW!!!! NOT IN 2000 YEARS
That about 700k factoring inflation, can't even get you a 1500sqft house in California.
thanks so the spendthrift American government you end up with 16 trillion and that buys you a loaf of bread.
Then you are old and you can’t enjoy it.
Jesus Christ. I skipped college and got a job making 70,000 a year!
I'm pretty sure that after inflation that comes out to about $585,000. That being said it also still assumes things like you never get raise and never have a lapse in your job.
Let’s look at how realistic this is. Let’s say you get paid weekly and your single. If you take standard deduction you roughly pay 35% in taxes Medicare and SS. Not including healthcare this would be 1 paycheck a month. Leaving you with $1458 a month to live off of. Now food will cost you $150 a month min. Another $100 in basic hygiene. Your left with $1208 for rent, basic bills and transportation. Since a 1 bedroom apartment is more than 1200 a month I guess we will be living on the street.
You lost me at not factoring in inflation.
inflation is pretty important, that's a lot of money now but with inflation that's chump chain
And then you die at 68 💀
If you graduate at 18 and only make 35k starting out, you lost
Death enters the chat
saying, “he who understands it, earns it; he who doesn't, pays for it.”
Which will at that time, buy you a nice new iPhone, factoring in inflation.
Awesome .
Graduated 18. Slammed my pickup into a stone monument age 21. Brain damage until death, age 29 today.