Go to http://public.com/graham and use code GRAHAM and you’ll receive a randomized free stock worth up to $1000 once you open an account! Here is how you can QUIT YOUR JOB with Passive Income – Enjoy! Add me on Instagram: GPStephan
NEW BANKROLL COFFEE NOW FOR SALE: http://www.bankrollcoffee.com
GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter
THE NEW PODCAST: https://www.youtube.com/channel/UCMSYZVlQmyG8_2MkIKzg0kw
The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF – $100 OFF WITH CODE 100OFF
THE 4% RULE:
All of this begins in 1994, when the 4% rule was first “invented,” and used as a method of calculation to make sure you NEVER run out of money in retirement.
However, just a few days ago, the Creator, Bill Bengen, went on record to say that “current market conditions may require an even more conservative approach, and that the combination of 8.5% inflation with high stock and bond market valuations makes it difficult to forecast whether the standard playbook will work for recent retirees.”
On top of that, many investment analysts are also calling for LOWER STOCK MARKET RETURNS in the near future – which, could very well effect how much money you make…and, spend.
MorningStar recently came on record saying that: “if inflation, which is at a 30-year-high, remains at or near today’s level for an extended period, even a reduction to 3.3% could prove optimistic.”
They also suggested that, if you want to spend MORE than that – it’s a good idea to be flexible. You can opt to work longer, delay when you start taking social security, or save more so that you can spend a smaller percentage.
Other advisers recommend CHANGING your spending every year in response to the market, meaning – you’ll spend more when times are good, and spend less when Netflix sees slowing subscriber growth. This way, you preserve your wealth as best as possible – and never spend more than the market can sustain.
And really, all of this should be used as purely a rule of thumb, and by understanding the math behind what this is and what it does…you’ll be able to better budget how much you’ll need to save and invest. Just take how much money you’ll need in retirement…multiply that by 20 to 33…and that’s approximately how much you’ll need, depending how long of a retirement you’d like to have.
My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at GrahamStephanBusiness@gmail.com
*This is a paid endorsement for Public.com. Offer valid for U.S. residents 18+ and subject to account approval. This is not a recommendation. You can lose money with any investment. Open To The Public Investing is a member of FINRA & SIPC. Regulatory and firm fees apply. See Public.com/disclosures/
*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/
source
Sorry a kind of non sequitur, but if anybody reading this can know btw did you know BIND recently announced $25k in USDT for everyone who join the Whitelist?!
Broooo I need tickets to that boxing match
I get it, invest in safe heaven assets cos profit level usually drops in these times, but I cant help but read up and watch articles of people that were still able to pull up heavy profit of up to $480k within a few weeks and I'd like to know how they did it.
I like the content but Graham wants likes so much I can’t listen
Hitting the like button so Stephen can get a little dopamine high
When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health.
I always have fun watching your vids Graham.
Does inflation ever truly go down? Do people ever truly lower their price? Like Will Dollar Tree ever go back to the $1? It doesn’t seem that way. We just get use to inflation
but hey, no more mean tweets am i right?
AMC. THIS, is the way….
Hello, I'm new to this online investment Bitcoin trade and i've been making huge losses but recently, I seen a lot of people earning from it. Please can someone tell me what to do?
If your investing experience is less than 10 years start with 5-6 portfolio. Don't bet big on any single company, learn the process first. Initial diversification is not bad, it really worked for me during my early years. Remember that protection of capital is a must. Good luck.
It can be really annoying always hearing economists and investors say the market will produce less and less returns… that may be true for the old guard but how are you going to act like we will be less innovative in the future, if anything we have experienced that as technology advances so too does the possibility of larger returns and more opportunities for investors around the globe… Charlie munger loves Coca-Cola so obviously they aren’t gonna see incredible returns 10 years later. Just a bunch of idiots
Good thing everyone in charge of the USA's economy holds dual citizenship and has another to flee to once they've bled America dry of all value.
Bruh ima be honest i work every day 10+ hours a day and i see ppl with no job with a scatpack living w their parents smoking weed and getting money from the government sooooo idk whats going on
Buy tangible assets NOW. The USD is dying rapidly.
Set your hands down and just talk without waving your hands. What are you, a wacky inflatable arm thing?
🎃👍
Inflation is a killer! I think we will be back in normal ranges within 8-10 months though.
The "solution" is invest in cryptocurrency, gold, and real estate. Yea, right, invest in instability and a massive bubble. Kinda puts Ramsey's claims of 10% returns to the lie. This is why I recommend waiting until 70 (if you can) to take Social Security benefits – to have the biggest check. Minimum risk is not the same as getting the maximum from SS.
dude your ads in the middle of your videos are annoying af.. if you are going to do sponsors..like do them at the start and then dont talk about them again. very very annoying and distracting from your content.
Fun fact: If you turn the speed on Graham's videos down to 75%, he sounds super drunk.
I don't get the math. So $40,000 is $2,000 a year in spending. 80k is 4K/year and son on… that's a little low realistically. The key is to always be making money so it doesn't matter. Eventually turning it into all passive.
I'm not religious, but I hope I make it to the big like button in the sky when I die