How To Retire By 40 (With Dividend Investing)



This is my plan how to retire by 40 with with Dividend Investing!

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Financial independence is on everyone’s mind. Who wouldn’t want to retire early ? How early? Some people can retire by their mid 20s, some at 30s, and my plan is to invest my money until I’m 40. I’m using the Robinhood app as my brokerage of choice, but this can be done with any brokerage. My investing plan is to use dividend to generate enough passive income to pay for my bills.

In this video, I want to show you my progress with dividend investing in the last 5 years. Specifically, I want to show you my dividend income for January of 2020 and compare that to my income in January of 2019.

In order to achieve F.I.R.E. or Financial Independence Retired Early, we have to stay consistent. I’ve scheduled an automatic deposit with the Robinhood app to transfer $2000 to my account on the first of every month. This way, I can stay consistent. I encourage everyone who wants to learn how to invest to be consistent, even if you don’t have much money to start with.

In order to be successful in the stock market, you just have to mentally prepare yourself. There are many ways to put your money to work for you, but the best way to invest that I’ve found that works with my mental health, is dividend investing. You won’t see the same returns and gains as real estate investing because your money isn’t leveraged, but you will see a steady stream of passive income that will continue to grow and hopefully get you to retire early, before you turn 40.

*Links above include affiliate commission or referrals. I’m part of an affiliate network and I receive compensation from partnering websites. The video is accurate as of the posting date but may not be accurate in the future.

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  1. I respect your recent option on changing your stance but if you are now against dividend investing, two years later, remove your older videos. You are trying to make money from both sides of the topic.

  2. "living off dividends" does not mean you have to replace your existing income. very far from it. First of all, if you don't want to "save" anymore, then you don't need to make that "extra" money to put away. second, if you invested in good companies, that raise their dividends, you don't need to worry about "reinvesting" dividends. Also, having a passive income from dividends, allows you to sell your house, etc, and move somewhere where salaries maybe 5-6 times lower, but also the cost of living 5-6 times lower as well. You can comfortably live on $1500 per month in many countries in the world. and , just because you moved, does not mean you can't do casual jobs here and there. i think its the combination of multiple things that will allow majority of people to achieve financial success.

    I have my own channel, if anyone interested in hearing more my opinions and plans on this topic.

  3. My marriage of 7yrs is about to crash. I am so much depressed right now and wish I never used the money I and my husband have been saving to buy our first family home. I used the money to trade in the market and everything is gone. Now he wants to divorce me. I love my husband so much and I don't want him to leave me. I feel like killing myself right now😭😭😭😭

  4. Anyone interested in this should check out his other videos about dividend investing. It paints a larger picture of how you should look at dividend investing, when it makes sense to do it and when it makes sense to pull back and put more focus into other areas like growth stocks.

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